Archive for August, 2010

13 Aug

New Credit Tips- FICO

Posted by Rich Chicks in Business, debt busting, Getting ready for college. Tagged: , , , .

Do your rate shopping for a given loan within a focused period of time.
FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.

  • Re-establish your credit history if you have had problems.
    Opening new accounts responsibly and paying them off on time will raise your credit score in the long term.
  • Note that it’s OK to request and check your own credit report.
    This won’t affect your score, as long as you order your credit report directly from the credit reporting agency or through an organization authorized to provide credit reports to consumers.
  • *www.myfico.com

3 Aug

Types of Credit Use Tips

Posted by Rich Chicks in Business, debt busting. Tagged: , , , , .

Apply for and open new credit accounts only as needed.
Don’t open accounts just to have a better credit mix – it probably won’t raise your credit score.

  • Have credit cards – but manage them responsibly.
    In general, having credit cards and installment loans (and paying timely payments) will raise your credit score. Someone with no credit cards, for example, tends to be higher risk than someone who has managed credit cards responsibly.
  • Note that closing an account doesn’t make it go away.
    A closed account will still show up on your credit report, and may be considered by the score

*www.myfico.com

3 Aug

Summer Creativity Boost

Posted by Rich Chicks in Education, prosperity.


Big news!  Best-selling author and artist SARK (aka Susan Ariel Rainbow Kennedy) has just announced a new session of Dream Boogie with SARK, starting Wednesday September 22.  If you sign up by August 15, you save $20 with the “Early Dreamer Discount”, and you also get a bonus jump-start workbook called “SARK’s Purple Dream Crayon: A Playbook for Naming Your Dream”

SARK has been teaching workshops all around the world for over 25 years, and now you can work with her directly in this a dream productivity program that is packed with inspiration and innovation to help you move from dreaming to DOing.

You can enjoy some fun, free “Dream Boogie” samples, including interview audio snippets, plus colorful SARK videos, workbook downloads, and other funky little goodies for your dream.